TMS Pricing Guide

We believe effective depression treatment should be accessible. Here’s what you need to know about cost and coverage.

Insurance Coverage & TMS Therapy Cost Estimator

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See estimated costs based on your income and treatment plan

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TMS is FDA-approved and covered by most major insurance plans.

We offer clear self-pay pricing with sliding scale options available

Third-party financing options are available if needed.

Our cost estimator makes it easy to see what you might pay - no surprises.

Covered by Insurance

  • Most major insurers cover TMS for depression, including Aetna, Cigna, Anthem/BlueCross BlueShield, Medicare, Kaiser, and UnitedHealthcare.


  • Our team handles verification and pre-authorization.


  • We’ll walk you through coverage and any out-of-pocket costs before starting.

Treatment Options & Costs

If paying out of pocket, here's what each treatment option costs. Prices shown are our standard self-pay rates.

Standard TMS
Prepay
$6,000 upfront
36 sessions · 6–8 weeks
Full course paid in advance. Best overall value for self-pay patients.
Save $500 vs pay-as-you-go
Standard TMS
Pay as you go
$6,500 total
36 sessions · 6–8 weeks
Pay per session. More flexibility if you prefer not to commit upfront.
Most flexible
ONE-D TMS
Single-day
$3,500 flat rate
20 sessions · 1–2 days
Physician-supervised. Mapping, sessions, and follow-up in a single intensive visit.
Fastest option
Accelerated TMS
5-day
$7,500 all-in
50 sessions · 5 days
Includes evaluation, all sessions, follow-up, and free touch-ups within 6 months.
Touch-up included

View sliding scale rates by income

Prices reduce significantly based on household income — click to see the full breakdown

Household income Standard prepay Standard PAYG Accelerated 5-day

ONE-D is a flat rate of $3,500 regardless of income bracket. Custom arrangements available — just ask.

Book a free consultation to discuss your options →

Financing

We provide access to third-party financing options (including plans with interest-free periods for qualified applicants).

Our team can guide you through the process and help you apply.

Frequently Asked Questions

Is TMS covered by insurance?

Yes - most major insurance plans cover TMS for depression, including Medicare, Aetna, Cigna, Kaiser, Anthem, and UnitedHealthcare. We handle verification and pre-authorization so you know your costs up front.

What if I don’t have insurance?

How much does TMS cost out of pocket?

Is Accelerated TMS covered by insurance?

Can I finance my TMS treatment?

When will I know what I’ll pay?

Not Sure Where to Start?

Take a quick quiz to get answers about your care options, coverage, and costs - in under 2 minutes.

Is TMS Right for Me?

Find out if TMS is a good fit for your symptoms and treatment history.

Quick 9-question screening

No pressure, no commitment

Personalized feedback

Talk to a Doctor

 Free 10–15 Min Call

Find out if TMS is a good fit for your symptoms and treatment history.

Eligibility & treatment info

Insurance & cost guidance

Personalized care advice

Our shared inspiration is to alleviate mental illness and improve the mental wellbeing of the patients we treat. We respect all backgrounds and cultures and want to hear our patient’s stories to best guide care. During treatment, we reinforce positive wellness practices, help maximize lifestyle modifications, and integrate rTMS therapy into a patient’s overall mental and physical health treatment.


Samuel B. Clinch, M.D


Medical Director

Us vs Them

What sets Inspire TMS apart from typical TMS providers

Inspire TMS Denver

Sliding Scale Pricing Available

5-day Accelerated TMS Protocol

10–15 min call with Doctor

Focused Exclusively on TMS

>80% Clinic Response Rate

Cost Estimator Tool

15,000+ Treatments Completed

Other Clinics

Fixed Pricing Only

Often Unavailable

Long Wait or Intake Staff Only

Larger Multi-Service Clinics

Unpublished or National Data

No estimator or Guidance

Unknown Volume

Hear What Our Patients are Saying

40+ Five Star Reviews on TMS Therapy In Denver, Colorado

TMS Learning Center

Featured Resources

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TMS During Pregnancy: A Drug-Free Option for Depression

By Sam Clinch • October 30, 2026
Depression during pregnancy is common and serious, and for mothers who want to avoid exposing their baby to medication, TMS is worth knowing about. It's a no...
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Antidepressants Not Working in Denver? What to Try Next

By Sam Clinch • October 30, 2026
If you've tried two or more antidepressants without lasting relief, you're not out of options, you've reached the point where it's worth looking beyond anoth...
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TMS for Anxious Depression: When Depression Comes With Anxiety

By Sam Clinch • October 30, 2026
Anxious depression is depression that comes with significant anxiety, the racing mind, the restlessness, the dread, on top of the low mood. It's common, it t...
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TMS When Antidepressant Side Effects Are Too Much

By Sam Clinch • September 17, 2026
Stopped antidepressants because of the side effects? TMS avoids the systemic effects, weight gain, low libido, numbness, that make medication hard to tolerate.
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TMS for Treatment-Resistant Depression: When Medication Hasn't Worked

By Sam Clinch • September 17, 2026
Tried two or more antidepressants without relief? TMS is FDA-cleared for exactly that. An honest look at how it works when medication hasn't, and who it's for.
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Does TMS Cause Weight Gain?

By Sam Clinch • September 15, 2026
Does TMS cause weight gain? No. It's weight-neutral, unlike many antidepressants. Here's the honest reason why, and what any weight change during treatment means.

Why Choose Inspire TMS Denver

We combine clinical expertise with a personalized, patient-first approach. From board-certified care and flexible pricing to proven treatment outcomes, we’re here to help you find lasting relief - with support every step of the way.

Affordability Made Simple

Insurance, Financing & Sliding Scale Options

Board-Certified Psychiatrist

Over 10 Years of Clinical Experience

Fast-Track TMS Option

5-Day Protocol for Faster Relief

Proven Patient Outcomes

Success Rates Tracked In-Clinic

Free Doctor Consultation

No Obligation, 10–15 Minute Intro Call

Personalized Care Plans

Tailored TMS Treatment for Every Patient